Capitalist Letters

Capitalist Letters

SoFi & UnitedHealth Earnings Review: Hold Despite Proper Performance

SoFi is firing on all cylinders and UnitedHeath is showing signs of recovery. Despite satisfactory performance from both, I think they are "hold" at the current levels.

Oguz Erkan's avatar
Oguz Erkan
Oct 29, 2025
∙ Paid

What determines your returns as an investor isn’t whether you buy an exceptional company or not; what determines your returns is always the price you pay.

Price is the central concept of investing.

If you pay low enough, you can make money on companies that are going bankrupt; if you pay an egregiously high price, you can lose money even on the best compa…

This post is for paid subscribers

Already a paid subscriber? Sign in
© 2025 Oguz Erkan · Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture